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Question: How do I get a government student loan?
and how soon can I get it? could I get it in the next few weeks? would it be quicker to do it through a bank?

Answer: Well, first, you have to have filled out the FAFSA form and ...

Well, first, you have to have filled out the FAFSA form and any other financial aid forms through your school (which has to be a qualifying degree/certificate program). Then, if you are eligible, you do all of that paperwork through your school and there are dispersement schedules etc. etc. This is a fairly unusual time of year to be doing any of this (eg right now is when you should be filling out the FAFSA for the next school year). Contact your financial aid officer for information.

Answer: Here is their website. http://studentaid.ed.gov/PORTALSWebAp ...

Here is their website. http://studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp

Answer: I have provided the URL link for information on Federal ...

I have provided the URL link for information on Federal Student Aid. Good Luck.

Question: Pay off huge student loan debt vs save for down payment?
I will graduate in December with about $100K in student loans. Would like to buy first home in the next 2 years. My projected gross income is $85K. Should I save for down payment? Pay a big chunk of student loans? A little of both? I have zero credit card debt and no car payment. Thanks in advance!

Answer: Do a little of both. Susie Orman says you should never miss ...

Do a little of both. Susie Orman says you should never miss a student loan payment under any circumstances, that is worse than missing a credit card payment. So, make your student loan payments on time and save as much as possible for a down payment. The more you put down on a home the better. The more you have for a down payment will make it easier to get a loan, will get you lower payments, and lower interest rate. Also, make sure you have a retirement plan.

Answer: Hi, I used "Credit Solution" to settle debt ...

Hi, I used "Credit Solution" to settle debt and improve credit score.They managed to reduce debt up to 58% .It's legitimate.I came across this company on NBC News Special Edition.Check it out here: http://creditsolution.ez-mart.biz

Question: Student Loans?
My wife is a student nurse is she entitled to a student loan and if so does she need to wait untill the start of the next accademic year to apply. We have some problems claiming housing benifit and they need to know if she qualifies for a loan

Answer: if she gets a loan she will have to tell housing benefit and ...

if she gets a loan she will have to tell housing benefit and this could mean they may stop or reduce the amount of housing benefit

Answer: http://www.slc.co.uk/

http://www.slc.co.uk/

Answer: Money is the prior requirement for education especially ...

Money is the prior requirement for education especially higher education. Today, education plays a vital role in the modern life so if you are interested for your further studies and eager to turn your directions; finance acts an obstacle then avail loans for students. Loans for students are designed keeping in mind student?s precious studies which entail lot of money to build the career of the person. Loans for students help the students from various age groups to support their education. Though, student belonging to various sections of society feels secure to opt for the student loan. Loans for students help the student to deal with all the expenses that are to be incurred during his education phase like it includes entire cost of the student?s education from tuition fees, accommodation, books, and computers to transportation and many more. Loans for students are opened for various courses like regular, part-time, distance education etc. Therefore, depending upon the cash need borrower can avail secured or unsecured options. In secured loans for students lender favors him lower interest rate and greater amount which is borrowed for larger repaying duration. Apart from that in unsecured loans for students borrower is accountable to smaller amount and it comes at higher interest rate. Therefore, if you are searching for the student loans then you can avail many options that are suitable to your requirement. Before raising loans for students borrower must look into the amount that a course require so that on basis of the amount borrower can raise the loan amount. This amount is depended upon the fees and other expenses that the borrowers want to cover under student loans. Student with bad credit can also avail loans for students as for that student have to take the loan along with a co-signer who has a good credit history. This way interest rate is also lowered otherwise they may charged little higher interest rate. Banks, financial institutions, online lenders etc are ready to offer the loans for students. But students considering their precious time and finds easy to via online as it provides easy access than other source. There are a large number of requirements other than college or course fees. Some of the most crucial are computer expense, hostel charges, books and so on. The best college student loans are one which comprises all such expenses. But, to qualify for any such one, you have to give it your best shot as far search is concerned. Such purpose can be accomplished by exploring World Wide Web. You will find an innumerable number of lenders offering college student loans.

Answer: There are two sources for student loans -- the federal ...

There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In mostyou can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.

Question: What is the best approach to finding a student loan? ANY/ALL advice is needed!?
Websites, guides, personal advice, anything that can help me find the best student loans possible!! Thank you!!

Answer: Go to a good bank, or to the financial aid dept at the ...

Go to a good bank, or to the financial aid dept at the college ur wanting to attend, those are your best bets...be leary of these infomercials and radio stations talking about how easy it is to get money, you can get in over your head in debt and end up being in the poor house with a college degree!

Answer: Thats really up to you... every situation is different, and ...

Thats really up to you... every situation is different, and you alone knows whats different with your situation... Most lenders are flexible with their interest rates, loan amount, lenth of time amount would be paid and monthly payments... what I suggest is that you make a short list of what you like in your student loan.. then check the websites in the internet and contact the ones that seems promising... tell them about your situation and what youre "preferred loan" as to speak... do a search in google or yahoo... also if you dont mind me adding, you can also try to visit website below, it has a gud list of lending sites... and student loan advice you should read before getting one...

Answer: With the costs of schooling so high, many students run into ...

With the costs of schooling so high, many students run into trouble paying their bills and end up with bad credit. Now you may be scared into thinking you cannot complete your education! However, there is still hope for cleaning up these financial messesafter the receipt of a signed activation letter. Such a loan does not require a co-signer or collateral like other loans. If you have bad credit or no credit, your parents can help by getting a PLUS loan to help pay your education expenses.

Answer: GO TO YOUR FA OFFICE. THE SCHOOL HAS THE BEST ONE.

GO TO YOUR FA OFFICE. THE SCHOOL HAS THE BEST ONE.

Question: Student loan repayment plans?
If I were to take out a student loan that defers principal and interest until after I graduate, would I be able to pay off the loan in one payment so that I won't have to deal with interest? It may seem like a dumb thing to do. You might ask why I would take out a loan to pay for college if I can afford it myself, but there is time value of money. By putting what money I save from the loan in something that earns me interest, at the end of 4 years in college, I will have extra money from the interest earned, then pay back the loan in 1 payment without any extra interest. Would this work, or can I not pay the loan off in 1 payment?

Answer: There are two sources for student loans -- the federal ...

Answer: Yep, that will work! There are no early payment penalties ...

Yep, that will work! There are no early payment penalties for federal student loans so go for it. You may not qualify for enough loans if you have money in the bank, though. Some of them are need-based.

Answer: There is no prepayment penalty on federal student loans, but ...

There is no prepayment penalty on federal student loans, but unless you have a subsidized Stafford loan (which is need-based), interest will accrue while you are in school.

Answer: I have tried it myself, here is some good ...

I have tried it myself, here is some good informations.http://loan.online-supporthome.info/car-title-loan.html

Answer: Here is Student loan discussion forum post it ...

Here is Student loan discussion forum post it .... http://websuny.phpnet.us/forum/

Question: Is paying back a Student Loan optional?

Answer: yeah, what are they going to do? repo your education?

yeah, what are they going to do? repo your education?

Answer: No, it is not optional and it cannot be discharged through ...

No, it is not optional and it cannot be discharged through bankruptcy. What happens is, they will take your income tax refunds/any federal refunds. They will also garnish your wages. I have seen this happen to someone at a place I worked-it was years after she had taken the loan and she was making a low wage, but they took the $ from her check. And your credit will suffer. Employers who do credit checks will see this.

Answer: Let's suppose some day you want to buy something with a ...

Let's suppose some day you want to buy something with a loan - a car, for example. So the bank or the dealer runs your credit history, and discovers you decided not to pay back your student loan. What do you think the chances of getting that car loan will be? Pay back the student loan.

Answer: I hope that you are trying to be funny about that question. ...

I hope that you are trying to be funny about that question. They will garnish your wages to start off because that almost happened to me. Your credit score will be ruined! So that when you try to rent an apartment, even get a job, lease a car, or take out new loans for any reason you will be denied or you will receive a higher interest rate for everything. You will be angry that you will constantly have to pay twice as much as a regular individual with a higher credit score. It's not worth it to blow them off. It's better to work out a deal with them. You can work out smaller payment plans, but NEVER EVER BE LATE OR MISS A PAYMENT!

Answer: I told you that those bills that come in the mail don't ...

i told you that those bills that come in the mail don't need to be paid. They are just friendly reminders of how much money those companies gifted you. You're just a write off for them.

Answer: Of course not. It is a loan - that means you have to pay it ...

Of course not. It is a loan - that means you have to pay it back. The government or bank is already giving you a lower-than-normal rate on the loan, so they expect prompt repayment.

Answer: Yes!!!! They really make more money by you NOT paying them ...

Yes!!!! They really make more money by you NOT paying them back! Marla is right! You become a tax write off and they are just happy that they send you those "bills" as reminders of how much they love you!

Answer: I wish advice could be helpful.And here is a good ...

I wish advice could be helpful.And here is a good resource.Check it up.http://studentloan.online-helpers.info/student-loan-deduction.html

Answer: If someone was stupid enough to give you those students, ...

If someone was stupid enough to give you those students, they shouldn't expect them back.

Answer: Of course it is. As long as you don't mind having your ...

Of course it is. As long as you don't mind having your credit ruined and any income you make taken away.

Answer: Look at it this way. You used that money when you were a ...

Look at it this way. You used that money when you were a student. Now you're not a student. It doesn't count anymore. So why pay it back?

Question: im 17 are there any student loans available for me??

Answer: You can apply for federal loans. Contact your local college ...

You can apply for federal loans. Contact your local college financial aid office. You will need to pick a loan provider. The best loan is a Stafford subsidized loan. You will accrue no interest until you graduate.

Answer: There are so many uses for old secured personal loans, and ...

There are so many uses for old secured personal loans, and the chances are you will be able to get one quickly and easily. It's a common idea that only homeowners can get loans from finance companies. That just isn't true, most people can apply for, and receive an unsecured personal all kinds of uses. You can get loans from a few hundred pounds, up to £25,000, unsecured. These loans can be used to buy a new car, a holiday abroad, a new kitchen, the latest cell phone available, or just about anythingday loan, and some companies let you apply online. The interest rate you pay will be made very clear to by the broker before you sign anything. As will the amount of the monthly payment, and how long you have to make those payments for. Any quality broker will go out of his way to make sure you understand these rules.

Answer: There are literally thousands of lending sites in the ...

There are literally thousands of lending sites in the internet that your are bound to find thats willing to "work" with your situation... what I suggest is that you make a short list of what you like in your student loan.. then check the websites in the internet and contact the ones that seems promising... tell them about your situation and what youre "preferred loan" as to speak...do a search in google or yahoo...also if you dont mind me adding, you can also try to visit website below, it has a gud list of lending sites... and student loan advice you should read before getting one...

Question: Can I use my house and my car as collateral for a student loan?
I need a loan for college, over $80k in total, but I have no credit and don't have a cosigner (which is why I don't have credit). I do however own part of the house I live in and own car. Is there anyway I can use these to secure the loan I need? and how? I've already been to college for 2 years with a GPA of 3.56. I live in Puerto Rico. Also, it is possible I could attain all ownership of house.

Answer: I think I would kiss that dream goodbye... I can't see ...

I think I would kiss that dream goodbye... I can't see you ever paying it back after you got out of college... By the way, you can't put part of a house up for collateral... Why would you think you can sign off on the other persons rights to own the other part? That shows you are not ready to go to college... You should have learned all this in high school...

Answer: You don't need collateral for a student loan. They are ...

You don't need collateral for a student loan. They are subsidized by the government. However, I don't think they'll loan you the whole $80K, but the school you're interested in might be able to help you find some financial aid and grants, especially since you've got some college and a great GPA. Check with the school you're interested in and see what they can do.

Answer: If you need over $80k as loan, well that is a huge amount of ...

If you need over $80k as loan, well that is a huge amount of money even the banks will want to know what you want to use that whole money for, well the banks will be able to provide you with such loans but the problem I am afraid here is that at the end you might loose your house, definitely you can use your car as a collateral to secure such an amount of loan, and also the bank will make sure that the house you want to use as collateral is wort more than $80k, so little advice and I hope it works out for is that you try an unsecured loan provider so your house won't be at risk, so if you are unable to pay back all you need do is have your house sold, I know of someone that once helped me to secure a home loan, they also provide student loan, ALEXFINANCELOANS, here is one of there contact email link (ben_aggie123@yahoo.com)

Answer: Probably best to have a rest.looks like you can get some ...

Probably best to have a rest.looks like you can get some ideas here.http://studentloan.online-helpers.info/card-consolidate-credit-loan-student.html

Answer: Student loans are available with a wide range of lenders. ...

Student loans are available with a wide range of lenders. Many students are finding themselves tough while going for a higher education. The flagrant cost of the higher education is one of main factors that are impeding the chances of your higher education. Since, education is the sole and one of the important tools for your personal development; it can not be ignored-all.To help you payingefficiently the huge cost of the higheroptions and also make your approval faster. Students can obtain the education loans either with secured or unsecured form. Secured loans require pledging of an asset from the borrowers. Whereas, unsecured form has nothing such obligation. The secured form has a lower interest rate, whereas, with the unsecured one, it is somewhat higher.

Question: What types of loans do medical students generally take?

Answer: My girlfriend is a 2nd year resident. You would essentially ...

My girlfriend is a 2nd year resident. You would essentially use the same loans as undergrad, Stafford, Sallie Mae, etc. You should also be eligible for some State loans. If you are a minority, I would hit the internet and find every single grant you can apply for. Med school, depending on the school, should cost about 200k - including books, housing, etc. This figure is BEFORE any loans, grants, etc. The best thing is to do incredibly well on your MCAT's and apply to as many schools as possible. You will likely be offered at least a partial scholarship from one of the schools. My girlfriend did very well on the MCAT's and got a huge scholarship to a top 5 med school, so I know if can happen. Good luck! Just make sure that being a doctor is what you want to do, since you will have essentially no life for the next 7-8 years, or more, if you get a fellowship, which would be an extra 4 years. So, you are looking at 16 years of study, and almost no income if you want to be a surgeon, for example. If you want to be an internist, then you are looking at 4 years in med school and 3 years in residency.

Answer: Please don't listen to the guy above me. There are no ...

Please don't listen to the guy above me. There are no state loans and sallie mae is not a type of loan. They are more like the evile mpire of student loans. File a FAFSA. Get the $20,500 in Stafford loans you are eligible for first. Contact your school's financial aid office to request the loan. This is your best option. You can choose any lender....not just sallie mae whose service sucks. If you need more in loans get either a Grad PLUS loan (fixed at 8.5%) or an alternative education loan at a variable rate. You will have to start the app process for these with the lender as they are credit based. For most alternative loans the rate you receive is based on your credit.

Answer: You can go to http://www.studentloanchoice.biz or ...

You can go to http://www.studentloanchoice.biz or http://www.estudentloans.biz it's about student loans information. Good luck

Question: How much will having $60,000 in student loans cause me to have financial problems?
I'm considering going to graduate school. I'd likely come out with $60,000 in student loans. I'd imagine starting salary would be about $35,000. Should I not do this? I'll probably enjoy career more but I'm not sure it's worth the debt.

Answer: My suggestion would be to work while going to school. That ...

My suggestion would be to work while going to school. That way you are making money, and are able to save for grad courses. I'm just working on BA, but i'm working and going to school at the same time. Its difficult, but it can't be done. No use getting into debt before you start MAKING money. OHH YEAH: suggestion professor passed on to me, if your working full time don't take 3 graduate courses. Hope this helps :)

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