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StudentFinAidInfo - Student Financial Aid Information
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Financial Aid FAQ
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StudentFinAidInfo - Financial Aid ,Student Loan Question: student loans?
does anyone know of any loans I could apply for w/o a cosigner? please don't leave stupid and useless information just to get points. I really need this for school.Answer: If your financial aid awards you student loans, you get them ...
If your financial aid awards you student loans, you get them from the federal government. Ask your school's financial aid dept. about how to apply for them.Answer: Go fill out the FAFSA online and then check with your ...
Go fill out the FAFSA online and then check with your school's financial aid office after they get it. All student loans from the federal government are in the name of the student only and no one else.
Alternatively, you could try getting a private loan from your bank where you have a checking but you will probably get a higher interest rate and have to be paying it back while you go to school.Answer: There are two sources for student loans -- the federal ...
There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In mostyou can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.Question: where do I apply for a student loan?
does anyone know of a student loan that interest doesnt accumulate until after I graduate? I dont have any experience in this so I dont even know where to goAnswer: Fill out your FAFSA. If you qualify for a subsidized ...
Fill out your FAFSA. If you qualify for a subsidized federal student loan, the interest doesn't accumulate until after graduation. The FAFSA is available online or through your school's counselor.Answer: Fill out the FAFSA at http://www.fafsa.ed.gov/ They will let ...
Fill out the FAFSA at http://www.fafsa.ed.gov/ They will let you know what you qualify for based on you and your family's income. You might qualify for grants (which you don't have to pay back) or subsidized loans (which are no-interest until you graduate).Answer: In the spectrum of educational funding, scholarships and ...
In the spectrum of educational funding, scholarships and grants are the "free money." These awards do not need to be repaid. In general, scholarships are given based on merit and grants are given based on financial need. They may be awarded based on need, or excellence in academics or other areas, or on a combination of both. The aid may be given by the federal or state government.
Many scholarships awarded to University students have separate processes, deadlines, eligibility criteria, and application forms. The resource links provided here will introduce you to a wide spectrum of possibilities available from the University and numerous other philanthropic agencies, organizations, and individuals.
Now the question is that how college funding works, the types of scholarships available, how to find them and how to apply for them. That?s pretty standard issue for a website about scholarships, although we think if you?ll pardon us saying so, that we?ve done an excellent and job of being comprehensive and readable. Here?s what?s different.
Scholarships are the ideal form of student aid, as they're basically gifts that never have to be repaid. On the other hand, student loans must be repaid, but they're made at very low interest rates, and you're usually you're not required to begin repayment until six months after you graduate. Some student loans require you to prove financial need, but some of them don't. Many students turn to student loans as a method to pay for college. Basically, if you cannot get access to the free money you have to borrow it in the form of a student loan.
http://loan--house.blogspot.com/search/label/Student%20ScholarshipsQuestion: So you don't have to pay your student loans back until you graduate even if you go part time or one day a week
I'm just wondering if I have to take a certian number of classes to avoid paying back the student loans before I graduate? I'm planning on going part time for a year or two and then full time, but THEN I want to get master's, so I'm like... jeez it's going to be a long time (and a lot of loans).
aHA! As I suspected. I'll have to hold off then until I'm ready to go "half" time. Thanks for answering I appreciate it.Answer: You will have to be at least half time to remain in the ...
You will have to be at least half time to remain in the deferred payment status. Meaning, in order to NOT pay back student loans until 6 months after you graduate, stay at least a half time student.Answer: It's true, once you are out of school then you get to ...
it's true, once you are out of school then you get to pay them back, however payments can be differed if you're even a part time student 6 credits, or if you're unemployed.Question: I have a question about student loans...?
Right now I'm a junior, going to be a senior next year.
The college that I am pushing for is Full Sail University, and the cost is around 35 grand for assocites degree.
Now, will I be able to get a student loan for that amount?
I mean, I know I have to try to get as many scholarships as I can, but would $35,000 be pushing it for a student loan?
I do intend on getting a credit card mind you, but I also intend to keep credit good.Answer: : Yeah, well you won't be able to keep your credit good ...
Yeah, well you won't be able to keep your credit good for long is you get one while you are a college student. credit cards should only be gotten by those with... well nobody!!!
The maximum amount you can borrow in federal student loans as a dependent freshman is 3500 per year. Which is perfectly good enough for you to go to an in state or community college. Unless you have the cash to go to that school I would not recommend it. 35 for JUST an associates degree. Don't be impressed by any "for profit" schools expensvie websites and color brochures.
Most associates degrees (in any field) will qualify you to get you someones coffee. Sure, you'll have fun earning your degree, but being paid to get someones coffee isn't going to pay off those student loans.
PS Private student loans are evil. NEVER take out private student loans for any reason. IF you can't do school on federal student loans alone and the school can't provite you enough scholarships to get you down to an "acceptable" loan amount, it's not a very good school.Question: Defaulted Student Loan $75K and unable to pay.?
I owe $75,000 on student loans, which is delinquent now. I am surfing the Internet for a solution that I doubt I will find. I make around $ 1100.00 a month. How can I get red off this big time student loan? Loan consolidation does not help, simply I am unable to pay, I work under people who have less education than I do. Man this sucks and is humiliating. Please somebody give me some hope and a way to get a decent job.Answer: Defaulted or delinquent or both? They are two different ...
Defaulted or delinquent or both? They are two different things. Did your student loans actually default, meaning they went more than 180 days past due and the guarantor paid a claim to your lender or are they only delinquent? This answer pertains to delinquent not defaulted. Is the consolidation a federal or private student loan. If its federal try contacting your servicer and asking about economic hardship deferment, economic hardship forbearance and temporary hardship forbearance. The first two have criteria to qualify, the last option doesn.t. Ask the representative to explain all of them in detail for you and ask if they can try to determine which you qualify for. If the consolidation is private, it will depend on if you have any forbearance, again contact your servicer to find out. If no forbearances or deferments askg about alternate repayment schedules to reduce the monthly installment amount. Federal and private loans may both have these. If your loan is federal and actually defaulted, you should be able to make a payment arrangemet with the guarantor to try to rehabilitate the loan, usually about 50.00 per month. If the loans are private and defaulted, contact the guarantor and try to work out a payment arrangement.Answer: If you make 1100 a month and your payments are roughly 750 ...
if you make 1100 a month and your payments are roughly 750 dollars a month, then you need to get rid of all your expenses to the extreme. 1100 is less than the amount of your payments.
So,first, get a second job, one you can work part time in addition to your full time one. Second, Getting rid of any rent or mortgage payments you have. Perhaps moving in with your parents or grandparents so you can pay as much on the loan as possible.Answer: With federal student loans, you cannot get out of the debt. ...
With federal student loans, you cannot get out of the debt. That's poor students can qualify such huge loans in the first place.... you are guranteed to pay them back. The government will see to it. You can be as delinquent as you want.... and in fact, the lenders are probably excited that you are. Means more interest for them in the long term. And they know, one way or another they will get their money. You won't get out of it.
Now I'm interested in what your major was if you have graduated and can only get a job making 1100 a month??? That seems absurd! You do have the option to return to school to major in something that will qualify you for a better paying job... or go back and get master's degree in something. While in school you can defer payment again and get more aid. Could you go to school at least half time and keep your job? It might sound like a lot of work.... but might be worth it in the end. Your job sounds like a dead end.Answer: Guessing from the amount you mentioned, we re talking about ...
Guessing from the amount you mentioned, we re talking about a loan that is long overdue. I happen to be in the same boat as you, although default amount is somewhat smaller. I can tell you from experience that the only way is to talk to the U.S. department of Education repayment center directly.
Their website is: http://www.ed.gov/offices/OSFAP/DCS/repaying.html
There is a telephone number in the bottom of the page where you can call and locate your loan and then try to talk to an officer or a supervisor and explain your situation.
There is something definitely wrong with the picture of you getting a loan with a figure like this yet only making 1,100 $ a month. You are either underpaid or you ve paid too much for your education.
Anyway, talk to them and try to negotiate your loan and be as candid with them as possible. Good luckQuestion: Is it possible to still get a student loan is my family's expected contribution is high?
My parents EFC-expected family contribution on the FAFSA is higher than college's tuition.... but they wont help pay for college at all.... Is it possible to still get a student loan under these circumstances?Answer: Yes
YesAnswer: yes you can still get loans but you may not qualify for the ...
yes you can still get loans but you may not qualify for the more desirable federal loans like Stafford with the good terms, rates and long deferments.
You could also go to community college for a few years to save some money. Another tactic is to wait until you are 24 to go to college so you dont have to provide parents info. I know that neither is an ideal solution but neither do you want to come out of college owing a couple hundred thousand dollars from private student loans with bad terms. It is not worth itQuestion: Can I get a student loan to cover living expeses with no cosigner?
Hello I go to DeVry University in Fremont, CA. I have loans to cover education but not living expenses. My parents won't pull any loans for living expenses so rent is up to me. I work at outback steakhouse as a host and only make around $800 a month. My rent at the dorms are $625 a month and I still have to pay for gas and other expenses. I don't have good credit because I maxed out credit card when I was in high school. I was wondering if there is a loan that I could get to help pay for living expenses. I'm talking about maybe $500 dollars a month. My parents won't cosign for me. I'm looking for one that I pay six months after graduating.
I have already filled out fasfa and everything, parents make barely enough not to qualifiy me for cal grants or pell grants. I live in a three person dorm and it is the cheapest rent I have found.. Grade wise I am on the dean's scholarship at DeVry.Answer: You might consider getting a roommate or two or three. Or ...
You might consider getting a roommate or two or three. Or giving up that apartment for living with folks or a friend. this is what being a college student is about. (being poor)
Federal loans are the best, you don't need a cosigner or have to pass a credit check to get them. Although if you are attending Devry (cough) you are probably maxed out on those as well. If not, apply at http://fafsa.ed.govQuestion: Student Loan Consolildations...?
Can husband and I condsolidate both of our student loans into one??? or does it have to be seperate??? thanksAnswer: If you are married and own a home, re-finance your home and ...
If you are married and own a home, re-finance your home and put the student loans on it. You may have to add some years to the term of your mortgage, but the interenst will now be deductible. Student loans interest is not.Answer: If you get a loan with a finance agency I think you can ...
if you get a loan with a finance agency I think you can just because you dont have to be too spacific about what the money is for it should not matter whos name the student lone is for because you will get seprat checks for each payoff amount made out to each payeeQuestion: I was just wondering if I just turned 18 and have no credit can I pull out a student loan by my self??
if I can does anyone know of a good website I can vist?Answer: Yes you can. Go to the fafsa website and pull out a student ...
Yes you can. Go to the fafsa website and pull out a student loan. They have low interests suitable for students.Answer: Ms. I don't know...you might want to try one of those places ...
I don't know...you might want to try one of those places that's advertised on TV that lets you defer payments til after graduation. Also talk to your FA Administrator to see if they have any suggestions.You might also find some info on the FAFSA websitehttp://www.fafsa.ed.gov/before003a.htm
or on one of these: http://www.collegeloan.com/default.aspx https://studentloan.citibank.com/s/slcsite/ http://www.collegebound.net/student-loan-guide |